🔥 7-DAY MONEY CHALLENGE

Seven Days.
One Hundred Twenty
Day Plan.

Start the challenge for $5.97. See your scores, understand your file, and walk away with a real 120-day plan to change it. Join on Facebook or go deep in our exclusive private community — your choice.

$5.97

7-day challenge

$5.97

7-day challenge

Start for 7 days.

Stay for the 120-day long haul. Cancel anytime before day 7.

See all your credit scores
120-day action plan
ScoreBoost™ timing strategy
PrivacyMaster® data removal
$1M Fraud Insurance
Community & accountability
See all your credit scores
120-day action plan
ScoreBoost™ timing strategy
PrivacyMaster® data removal
$1M Fraud Insurance
Community & accountability

Pick Your Community.

The challenge is the same. The community is up to you. Join us on Facebook where we're loud and proud — or step into our exclusive private space where we go even deeper.

📘

Facebook Group

Join Us on
Facebook

Our public Facebook community — money challenges, wins, tips, and accountability. Join the conversation where thousands are already building.

Monthly money challenges posted in the group

Win celebrations — post your deletions and score jumps

Financial literacy content dropped weekly

Engage with other MBC members on their journey

Free to join — open community

Start the $5.97 challenge from here

🔐

Exclusive · Private

Join the Private
Community

Our offline-style exclusive community for serious members. Deeper conversations, tighter accountability, and access to content that doesn't live anywhere else.

Private — invitation-basedmembership community

Monthly money challenges with premium accountability features

Exclusive content, masterclasses, and early releases

Tighter accountability partnerships — people who are serious

Direct access to MBC team for questions and support

Included with MBC Academy ($49.95/mo) or credit repair plans

THE CHALLENGE

Seven Days to See It.
One Twenty to Change It.

The 7-Day Money Challenge isn't just about seeing your scores — it's about walking away with a real plan. Here's what happens each day.

1

See All Your Scores

2

Understand What's Hurting You

3

Remove Your Data from the Web

4

Link Your Accounts — See the Full Picture

5

Get Your ScoreBoost™ Timing Strategy

6

Protect Your Family — $1M Fraud Insurance

7

Your 120-Day Plan Is Ready

🗓️

Start for 7 Days. Stay for the Long Haul.

The challenge opens the door — the 120-day ScoreBuilder® plan is what walks you through it. After your 7 days you'll have a complete, personalized action plan showing you exactly what to do, in what order, to maximize your score. Most clients see their first real movement within 30–45 days of following the plan. And if you're ready to go further, our credit repair programs start at $97/mo and run up to 18 months of dispute rounds with a dedicated account manager working your file.

Quick Answers.

What exactly is the $5.97 charge? ▼
The $5.97 gives you a 7-day trial of SmartCredit® — the platform that powers the challenge. You get full access to all six tools: ScoreTracker, ScoreBuilder®, ScoreBoost™, PrivacyMaster®, Money Manager, and $1M Fraud Insurance for your whole household. After 7 days your plan continues at $19.95/mo (or $39.97/mo for the full tier). Cancel anytime before day 7 and you won't be charged anything else.
What's the difference between Facebook and the private community? ▼
The Facebook group is our open community — free to join, public, and where we post the monthly challenge, wins, and weekly financial literacy content. The private community is exclusive — deeper accountability, premium content, masterclasses, and direct access to the MBC team. The private community is included with MBC Academy ($49.95/mo) or any credit repair plan (Blueprint, Restore, Elevate).
Do I need to sign up for credit repair to do the challenge? ▼
Not at all. The challenge is a standalone starting point. $5.97 gets you in — you see your scores, you get your 120-day plan, and you decide what comes next. Some people stay with SmartCredit® and do the work themselves. Others decide they're ready for managed credit repair. Either way, you leave day 7 knowing exactly where you stand and what to do about it.
Is the challenge really just 7 days? ▼
The challenge is 7 days — but the plan it produces is 120 days. Think of the 7-day challenge as the diagnosis. The 120-day ScoreBuilder® plan is the prescription. Most people keep going because once you see the picture clearly, you want to change it.

Seven Days.
$5.97.
Your 120-Day Plan.

Start the challenge today. You choose where you do it — Facebook or private. The results are yours either way.

Millennium Budget Consulting

Build Wealth. Break Cycles. Leave a Legacy.

©2026 Millennium Budget Consulting - A GSA Financial Literacy Foundation Company | All rights reserved

Millennium Budget Consulting provides financial education and coaching services. We are not licensed financial advisors, attorneys, or credit repair organizations as defined by federal or state law. Results may vary.